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Reptile Centre Easy Finance

Buy now, pay later on reptile products and setups

Quick decision making on online credit applications

Current offer: interest free credit available on all orders

Making it more convenient for you

We understand that setting up properly for a reptile can be a costly commitment. To help with this, Northampton Reptile Centre has set up an EasyFinance scheme to give you that helping hand. Once you have chosen your products from our site (at least £280 in value), simply apply for finance at the checkout. The decision will be made quickly, and there won't be any paperwork.

EasyFinance lets you buy what you want today.

3 simple steps to your EasyFinance agreement:

Select your product(s) from our extensive range.
(Basket total over £280)

Select the Finance option at checkout, and follow the EasyFinance online application process.

If successful, await the delivery of your reptile products.

EasyFinance - Are you eligible?

For a successful EasyFinance application, you will need to ensure that you:

  • Are over 18 years old and employed (minimum 16 hours per week)
  • Are a permanent UK resident and able to supply a UK address history for the last 3 years
  • Have no adverse credit history (no CCJs, IVAs or bankruptcies)
  • Students (unless employed for 16 hours or more per week), unemployed persons and single house persons will not be considered.

Applications are also welcome from individuals in receipt of a private or company pension (aged 50 or over at date of application).

Please be aware that even if you meet the criteria, it does not guarantee acceptance for EasyFinance.

EasyFinance - The Facts

The delivery address of the goods must match the address mentioned on the credit application.

For more information, see our Terms and Conditions.

Consumer credit service provided by Pay4Later in association with Close Brothers Retail Finance. Pay4Later is licensed by the Financial Conduct Authority (Consumer Credit Licence: 0616240). For more information please refer to our frequently asked questions or visit frequently asked questions or visit www.pay4later.com.

Close Brothers Retail finance is a trading name of Close Brothers Limited. Close Brothers limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority- Firm reference number 124750. For more information please visit www.closebrothersretailfinance.co.uk

Please Note - Missing Payments
If you miss a payment you will incur extra charges, your credit record may be affected and you may find it harder to borrow again from us or another lender. We may also take legal action against you and may apply for a charging order over your home

.

A 12 month Sample:

Total amount of credit: £280

Deposit of 10%: £28

Duration of agreement: 12 months

12 monthly payments: £21

Total amount payable: £280.00

Representative rate of interest (fixed): 0% APR

A 48 Month Sample:

Total amount of credit: £280

Deposit of 10%: £28

Duration of agreement: 48 months

48 monthly payments: £7.39

Total amount payable: £382.72

Representative rate of interest (fixed): 19.5% APR